Disclaimer: This is sponsored content. All opinions and views are of the advertiser and does not necessarily reflect the same of KGTV/10News.com.
Installment loans, which are lump sums provided to borrowers that are paid off in fixed monthly amounts, come in handy when tough times strike. Finances have a way of ebbing and flowing, especially when emergencies strike or unexpected costs crop up that turn even the most well-planned budgets upside down. With the right installment loans provider on your side, you can thwart the associated discomfort of an unexpected or emergency expense quickly and effectively. You can also expect installment loans organized through the right providers to be easy to repay and come with reasonable terms and conditions attached.
When you apply for installment loans online, you will find that there are installment loans for bad credit. And these guaranteed installment loans for bad credit direct lenders only alternatives range up to $5000 and have flexible repayment options in place. You can use bad credit installment loans for absolutely any expense or cost – there will be no stipulation on what you can use personal installment loans for by the lender or loan-finder platform that you use.
Whether you're shopping for viable alternatives to direct lender online installment loans instant approval or specifically seeking out the best alternatives to installment loans no credit check because you've got a less than stellar credit score, you can expect to find a viable option through one of the top five providers of installment loans near me that we've listed and reviewed below. You're welcome!
Best Installment Loans of 2023 - Quick Overview
- Viva Payday Loans: Overall Best for Installment Loans Online with Up to 24 Months to Pay
- Big Buck Loans: Best Provider of Installment Loans for Bad Credit with Interest Rates Starting as Low as 5.99%
- Low Credit Finance: Best Provider of Online Installment Loans with No Storefront Visit and Options that Range up to $5000
- Heart Paydays: Best Provider of Installment Loans Near Me for Unemployed Borrowers in a Hurry to Get Cash
- Green Dollar Loans: Best Provider of Alternatives to Guaranteed Installment Loans for Bad Credit for Borrowers Who Only Want to Work with Direct Lenders
Best Installment Loans For Bad Credit and No Credit Check 2023
1. Viva Payday Loans: Overall Best for Installment Loans Online with Up to 24 Months to Pay
Quick Ratings
- Decision Speed: 8/10
- Loan Amount Offering: 9/10
- Variety of Products: 8/10
- Acceptance Rate: 9/10
- Customer Support: 9/10
At Viva Payday Loans, the guesswork is taken out of applying for installment loans online. The platform presents clear packages for installment loans online provided by some of the most reputable lenders in the USA. With up to 24 months to pay, borrowers find the loan amounts and terms most flexible at Viva Payday Loans. You can hop on the website today to process a loan between $100 and $5000 and expect to get 3 to 24 months to pay. Interest can be expected to be higher than the local bank, it’s never more than 35.99% when working through the Viva Payday Loans platform.
Highlights of Installment Loans Online with Up to 2 Years to Pay
- Poor credit borrowers welcome
- Application that takes minutes
- Flexible loans available
- Max loan of $5000
- Flexible repayments
Eligibility Criteria for Installment Loans Online with No Upfront Fees and Costs
- $1000 per month salary
- 18+ to apply
- Legal US citizens and residents only
Fees and APRs Charged on Installment Loans Online with up to 24 Months to Pay
- Interest determined by the loan amount and term; typically between 5.99% and 35.99%
- Late payment and missed payment penalties apply.
Click Here To Request Funds Online >>
2. Big Buck Loans: Best Provider of Installment Loans for Bad Credit with Interest Rates Starting as Low as 5.99%
Quick Ratings
- Decision Speed: 9/10
- Loan Amount Offering: 9/10
- Variety of Products: 9/10
- Acceptance Rate: 8/10
- Customer Support: 8/10
Big Buck Loans is a loan-finder platform that makes finding low-interest short-term loans easy! As a borrower, you can apply for loans between $100 and $5000 and expect the APR starting point to be as low as 5.99%. One of the perks of using Big Buck Loans to apply for installment loans for bad credit is that there are flexible loan options and repayment terms available, even for those with less-than-perfect credit scores.
You’ll find that Big Buck Loans only has reputable providers of installment loans for bad credit on their panel of lenders, and their repayment options allow for weekly, fortnightly, and monthly repayments.
Highlights of Installment Loans for Bad Credit Provided by Big Buck Loans
- Simple online applications
- Options available for income earners
- Flexible loans and terms on offer
- Max interest of 35.99%
- No-credit borrowers welcome
Eligibility Criteria to Apply for Installment Loans for Bad Credit with Interest Starting at 5.99%
- 18+ with a salary of $1000 p/m
- Legally present in the US (citizen/resident)
- Must have a US bank account with direct deposit
Fees and Interest Rates on Installment Loans for Bad Credit
- Interest charged between 5.99% and 35.99%
- Late/missed payments are penalized.
Click Here To Request Funds Online >>
3. Low Credit Finance: Best Provider of Online Installment Loans with No Storefront Visit and Options that Range up to $5000
Quick Ratings
- Decision Speed: 8/10
- Loan Amount Offering: 9/10
- Variety of Products: 8/10
- Acceptance Rate: 9/10
- Customer Support: 7/10
Low Credit Finance is a frontrunner for finding online installment loans that require no storefront visits, calls, or faxes. The platform is designed with simplicity and presents a quick and easy application for online installment loans that takes just a few minutes. Results are presented in as little as two minutes on applications for installment loans between $100 and $5000. And if you're worried about interest rates, don't be. Of course, APRs are higher than the local bank at Low Credit Finance, but in most instances, it's still considered reasonable for online installment loans coming in at 5.99% to 35.99%.
Online applications through the platform take minutes, and if your application is successful, most lenders on the panel endeavor to pay out loan amounts between 24 to 48 hours.
Highlights of Online Installment Loans Provided by Low Credit Finance
- Apply 24/7, 365
- Quick feedback on applications
- Flexible amounts and terms
- Make payments weekly, fortnightly, or monthly
- Interest starts as low as 5.99%
Eligibility Criteria for Online Installment Loans with No Storefront Visit and Options up to $5000
- Valid ID proving you’re 18+
- Payslips showing income of $1000+ p/m
- Access to your own bank account with direct deposit in the US
Fees and Interest Rates on Online Installment Loans with No Storefront Visit
- Penalties apply to late/missed payments
- Interest ranges from 5.99% to 35.99%
Click Here To Request Funds Online >>
4. Heart Paydays: Best Provider of Installment Loans Near Me for Unemployed Borrowers in a Hurry to Get Cash
Quick Ratings
- Decision Speed: 9/10
- Loan Amount Offering: 8/10
- Variety of Products: 7/10
- Acceptance Rate: 9/10
- Customer Support: 7/10
Heart Paydays makes it easier for unemployed or self-employed borrowers to get access to cash quickly and easily. The platform features a variety of installment loans near me that range from $100 to $5000 with 3 to 24 months to pay. Interest, unavoidable in the finance industry, ranges from 5.99% to 35.99%, which sets it in an acceptable range. Those who need cash in a hurry because of an emergency or last-minute expense can expect approved loans to disburse funds within 24 to 48 hours. The entire process from start to finish takes just a few minutes at Heart Paydays. You'll complete the application form in a matter of minutes, with feedback on your application provided within 2 minutes of submitting the form!
Highlights of Installment Loans Near Me for Unemployed Borrowers
- Quick applications
- Funds disbursed quickly
- 2-minute feedback process
- Access to flexible loan amounts
Eligibility Criteria for Installment Loans Near Me for Unemployed Borrowers in a Hurry to Get Cash
- 18+ to apply
- Only US residents/citizens
- Income of $1000 p/m min
Fees and Interest Rates on Installment Loans Near Me for Unemployed Borrowers
- Costs rack up for missed payments and late payments
- 5.99% to 35.99% APR range
Click Here To Request Funds Online >>
5. Green Dollar Loans: Best Provider of Alternatives to Guaranteed Installment Loans for Bad Credit for Borrowers Who Only Want to Work with Direct Lenders
Quick Ratings
- Decision Speed: 9/10
- Loan Amount Offering: 8/10
- Variety of Products: 7/10
- Acceptance Rate: 8/10
- Customer Support: 7/10
Green Dollar Loans is the ultimate provider of alternatives to guaranteed installment loans for bad credit. The entire platform is geared towards speedy loan processing, and if you have no credit or poor credit, you’re still welcome to apply. As a bad credit borrower, you’ll be offered a lesser amount with a higher interest rate, but this means that there are still options for you, if you’re out of alternatives. The alternatives to guaranteed installment loans for bad credit at Green Dollar loans range from $100 to $5000 with 3 to 24 months to pay and with interest rates that range from 5.99% to 35.99% max.
Highlights of Alternatives to Guaranteed Installment Loans for Bad Borrowers Who Only Want to Deal with Direct Lenders
- Direct lenders
- Low income earners welcome
- No hidden fees or technical jargon
- Flexible loan deals
- Applications online that take just minutes
Eligibility Requirements for Alternatives to Guaranteed Installment Loans for Bad Credit Who Only Want to Work with Direct Lenders
- Earnings of $1000 p/m
- Applicants must be 18+
- Legal residents and citizens only
Fees and Interest Rates on Alternatives to Guaranteed Installment Loans for Bad Credit Borrowers Who Only Want Direct-Lender Deals
- 5.99% to 35.99% APR
- Borrowers charged a penalty if their installment payment is late or missed
Click Here To Request Funds Online >>
How We Selected The Best Providers of Alternatives to Online Installment Loans Instant Approval in the US
We looked for reputable loan finders offering:
- Applications that are easy to navigate
- Repayment terms that are flexible and can be debited weeky, fortnightly, and monthly
- Lending options available to all borrowers, even bad credit borrowers and low-income borrowers
- Access to direct lenders, so there’s no confusion when it comes to contracts and who to contact when there’s an issue with the loan or payment
- Online applications, so there are no queues, faxes, or lengthy calls
Types of Online Installment Loans Instant Approval Alternatives
Online Installment Loans Instant Approval Alternatives for Last Minute Expenses and Emergencies
If you’re in a hurry to get cash, online same day loans approval alternatives provide feedback within 2 minutes of submitting your application. This enables you to make alternative arrangements if your application is denied.
Guaranteed Installment Loans for Bad Credit Direct Lenders Only Alternatives up to $5000
Guaranteed installment loans for bad credit direct lenders only alternatives range from $100 to $5000 with 3 to 24 months to pay.
Unsecured Alternatives to Guaranteed Installment Loans for Bad Credit Direct Lenders Only
With unsecured alternatives to guaranteed installment loans for bad credit direct lenders only require no collateral or downpayment to secure.
Alternatives to Guaranteed Installment Loans for Bad Credit Direct Lenders Only for Students and the Unemployed
For students and unemployed individuals, it’s quick and easy to apply for alternatives to guaranteed installment loans for bad credit direct lenders only up to $5000.
Personal Installment Loans – The Features and Factors
Disbursement of Personal Installment Loans Funds
Approved personal loans are typically disbursed between 24 and 48 hours.
Flexible Bad Credit Installment Loans Amounts
Bad credit installment loans range from $100 to $5000, but can come with APRs up to 35.99%.
Schedule of Repayments Available on Bad Credit Installment Loans
Repayments on bad credit installment loans can be arranged weekly, fortnightly, or monthly – whatever works best for you.
Top 5 No Credit Check Installment Loans in the USA
Quick Steps to Apply for Guaranteed Installment Loans for Bad Credit No Credit Check Alternatives
Visit the Viva Payday Loans website and follow these four steps:
Step 1: Select the Guaranteed Installment Loans for Bad Credit No Credit Check Alternatives Amount You Need
Select an amount between $100 and $5000 with 3 – 24 months to pay.
Step 2: Fill Out the Installment Loans Bad Credit Application Form
Access the installment loans bad credit application form and follow the prompts to input your details accurately.
Step 3: Receive Quick Feedback on Installment Loans Bad Credit Applications
Applications for installment loans bad credit received feedback in as quickly as 2 minutes.
Step 4: Approved Installment Loans No Credit Check Alternatives Paid Out within 24 – 48 Hours of Approval
Installment loans no credit check alternatives applications that are approved are settled quickly by the lender.
FAQ's
Can I Get Installment Loans with No Credit Check in USA?
No, even if lenders advertise “no credit check” it’s not really a no credit check loan. In most instances, it means that they will provide you with a loan despite a bad credit score (terms and conditions apply, of course).
Can Foreigners Get Instant Funding Installment Loans in USA?
Yes, foreigners who are legally residents of the USA and have the paperwork to prove it can apply for instant funding installment loans.
Where Can I Get Instant Funding Installment Loans with Bad Credit?
You can apply on the Viva Payday Loans platform for instant funding installment loans with bad credit. Other platforms that help bad credit borrowers include Green Dollar Loans, Low Credit Finance, Heart Paydays, and Big Buck Loans.
What are the Best Alternatives to Tribal Installment Loans Direct Lenders No Credit Check?
A short-term or payday loans are the best alternatives to tribal installment loans direct lenders no credit check. These loans are provided to bad credit borrowers and are quick and easy to process.
Can I Take Out Online Installment Loans No Credit Check Alternatives for My Child?
If your child is 18+ years old, you can apply for the loan with them and sign as a guarantor. Of course, you will need to earn $1000+ per month and meet the other eligibility criteria.
How Can I Get Direct Lender Online Installment Loans Instant Approval And Get the Money On the Same Day?
While direct lender online installment loans instant approval on the same day is possible, it’s not always possible ot receive the money on the same day. Most payouts happen within 24 to 48 hours of loan approval.
How Can I Ensure I Get the Best Price on Installment Loans?
Getting the best price on installment loans is all about the interest rate. You can keep interest rates down by ensuring your accounts are paid up to date and that you have a good credit score. Some lenders are also willing to negotiate a lower interest rate to stay competitive.
Conclusion
Installment loans have never been easier to access and get approved for than they are today. Simply visit the Viva Payday Loans website, fill out the quick and easy online application form, and wait to hear positive feedback from the lenders on the panel. It’s that simple!
ALSO READ: How To Borrow Money From Cash App
Disclaimer: The loan websites reviewed are loan-matching services, not direct lenders, therefore, do not have direct involvement in the acceptance of your loan request. Requesting a loan with the websites does not guarantee any acceptance of a loan. This article does not provide financial advice. Please seek help from a financial advisor if you need financial assistance. Loans available to US residents only.
